About us

We’re here to help your business succeed.


ERC Free File is a specialty tax service company

Our Team is exclusively dedicated to understanding and maximizing the CARES Act Employee Retention Credit (ERC) for U.S. based businesses that may have been negatively impacted by COVID-19.

Although the basic qualifications for the ERC program may seem easy, the understanding of each qualifier can be very challenging. Our experienced Team was designed to help accurately access your eligibility before guiding you successfully through filing for your refunds while maximizing on any qualifications that may be available to your company.


We’ve done all of the heavy lifting to simplify your ERC filing process

Step 1: See If You Qualify

The good news is that all types of businesses can apply, and there are no industry restrictions. Click or call now to get started.

Step 2: Document Review

Securely upload the required documents and information. Our experts will then review your submission to determine your ERC credit amount, and then submit your request to the IRS.

Step 3: Submission & Processing

Once we submit your request, we then have to wait for the IRS to process your refund. The IRS can take 4-6 months, on average, to complete processing of your ERC refund.

Step 4: Get Your Refund

Lastly, after your request has been processed, you will receive a check from the IRS — and you do not have to pay the money back!


Our foundation is rooted in
experience and leadership.

Pat Ferrandino

Co-founder and Principal

Pat is seasoned senior executive with four decades of diversified leadership experience in a myriad of industry verticals. His depth of knowledge and understanding have enabled him to navigate his ventures and private holdings to exponential growth and success. From his earlier days of growing a startup tour company to become one of the major international tour operations, and from his pioneering marketing innovations in the cruise line industry to his own personal cruise line holdings, Pat has had the foresight, financial and economic savviness, and entrepreneurial fortitude needed to succeed. His work with international governmental bodies in economic development further added to his portfolio of valuable experience. A highly sought-after advisor to executive management and ownership groups in areas of marketing, sales, strategic planning, mergers and acquisitions, and capitalization, Pat is well suited to leading our team.

Dwarka Kalantry, CPA, CFA, CFP

Chief Financial Officer

As CFO, Dwarka leads our highly qualified team of Certified Public Accountants and Payroll Tax Specialists, including members who previously served in roles with Citigroup and the City of New York. Dwarka’s extraordinary career spans more than four decades, having founded and overseen the operations and management of a highly regarded New York-based CPA firm. He is a licensed Certified Public Account, Certified Financial Advisor, and a Certified Financial Planner. Dwarka’s professionalism, business ethics, and demeanor distinguish him as a true leader and invaluable asset to our company.

Iselle M. Coronado Torres, JD, Executive LLM

Chief Compliance Officer

Meet Iselle M. Coronado Torres, a seasoned professional with a Juris Doctor and Executive Master of Laws in Taxation. With over a decade of expertise, Iselle's journey includes pivotal roles at top-tier firms like KPMG and Price Waterhouse Coopers. Her proficiency in tax compliance, strategic planning, and team management shines through her Senior Tax Associate role at Price Waterhouse Coopers, where she handled complex tax provisions, registrations, and negotiations. As a Tax Manager at Carbonell & Co. LLP, Iselle's leadership acumen shone as she oversaw teams, crafted proposals, and adeptly managed budgets. Iselle's comprehensive skills and corporate experience ideally position her to lead compliance, ensuring precise Tax Refund calculation services for Small and Medium businesses under the Cares Act for Employee Retention Credit.

Jeffrey Scheer, J.D.

Corporate Counsel

As corporate counsel, Jeffrey advises the company related to legal matters, compliance, risk management and contractual agreements. He is a member of the New York Bar Association and the Massachusetts Bar Association, and is currently listed in New York Super Lawyers®, Business and Corporate, 2022 and Best Lawyers in America®, 2023. Jeffrey completed his undergraduate studies at University of Rochester, graduating with honors, and received his law degree (J.D.) from University at Buffalo School of Law. A frequent guest legal panelist at major conferences, seminars, and webinars, Jeffrey is also a prolific writer with published articles in a broad-spectrum of topics, including Federal Relief programs for businesses amid the COVID-19 pandemic.

Hilda Salerno

Customer Success Lead

Hilda leads our talented team of business customer account managers. Hilda is a twenty-plus year veteran of the banking industry, having served in leadership roles with such industry giants as HSBC and JP Morgan Chase. Among her many attributes, Hilda has the extraordinary abilities of internal team building, external customer relations, and business development. She leads by example and her professionalism, deep financial services product knowledge, and cheerful personality allow her to deservedly earn the trust, admiration, and respect of both business clients and team members alike.

How We Optimize ERC Funding For Our Clients

Our firm is comprised of a highly skilled, highly technical team of advisors, consultants, accountants, and payroll tax specialists who support our talented account managers in assisting clients in navigating the complexity of the Employee Retention Tax Credit (ERC) program to maximize the tax credit refunds they are entitled to receive. Our firm follows strict protocols and adheres to all federal guidelines and regulations in analyzing and determining our clients’ qualification.

The complexity of the ERC program necessitates highly trained and specialized CPA’s and Payroll Tax Specialists to delve into the various criteria for qualification. Understandably, most accountants and bookkeepers are not specialized in this unique area, nor do they have the niched skill set and expertise needed to fully optimize the outcome on behalf of business owners. That is why many accountants and bookkeepers reply upon us to fulfill their clients’ requests for ERC assistance and work cooperatively with us in doing so.

Our dedicated team of experts have decades of payroll and tax experience that make us uniquely qualified in guiding business owners through our seamless and efficient process of determining qualification for the ERC program and maximizing the amount of tax credit refunds they are entitled to receive.

You can count on us for quality service and successful results. That is our committment to you and your business.